Trials teach us what we are; they dig up the soil, and let us see what we are made of. ~Charles Spurgeon

Tuesday, April 6, 2010

Question of the Month

Each month Voddie will answer a question on his blog or his Newsletter.  This one was very beneficial to us since we are seriously considering going with this type of Health Care alternative.  Here it is for anyone interested.

Newsletter Question of the Month
Each month we receive dozens of questions.  Some I answer in my blog, but some require much shorter responses.  We try to answer one of those questions each month in the Newsletter.

This month's question is: 

I remembered reading a blog of yours some time ago that you used Samaritan Ministries instead of regular insurance. My family is having a hard time with health insurance (and NOT wanting Obamacare!) so we are checking into Samaritan. We wanted to ask a family that has it if they are pleased and would recommend it to others.

This question is very important in light of the recent passage of Obamacare.  We are in the midst of a Constitutional crisis the magnitude of which most Americans cannot fathom.  Even if the Republican party takes power again, they are likely to treat this issue like that of Social Security or Medicaid (two other socialist programs that were instituted under the "New Deal," and are now Sacred Cows that even the staunchest conservatives choose to ignore even though the programs are bankrupt both financially and ethically). 

Socialized medicine, in one form or another, is probably here to stay.  In the meantime, Samaritan Ministries (and other healthcare cost sharing programs) is a viable alternative.  We chose Samaritan for several reasons:
1) We do not want to pay for procedures we find morally repugnant

Samaritan Ministries is committed to biblical truth.  The members of Samaritan have to sign a statement of faith, and have a pastoral recommendation to join.  While this is not "foolproof," it is an important safeguard.  On the other end of the equation, we know that claims are examined based on the aforementioned standards.  I don't have to worry about funding an abortion through Samaritans.
2) We do not want to participate in an unconstitutional, immoral, unethical program if we don't have to.
The current healthcare bill is a constitutional nightmare in more ways than one.  Not only is it unconstitutional for government to mandate the purchase of any product or service, there is also the issue of the unconstitutional measures employed to secure the passage of the bill.  Not to mention the myriad other aspects of this legislation that cross the bounds of both Constitutional legality and ethics.  If there is any way not to participate in this system, we will find it (by the way, I opted out of Social Security for the same reason).
3) We want to be able to negotiate directly with our doctors for the best price

One of the reasons healthcare costs have skyrocketed is the existence of multiple middle-men.  When we show up at the doctor's office and tell them we're with Samaritans, and will be paying them directly, we almost always get a significant discount.  This is both encouraging and sad.  Encouraging in that we save money, and sad in that it demonstrates the amount of waste inherent in the current system.
4) We want to be a part of something that has the potential to bring about change

Because of the loophole in the bill, Samaritan is a safe haven for Christians who want to escape the government takeover of healthcare.  However, it also has the potential to open the floodgates for more programs like it.  I am encouraged by the number of people who have asked me about Samaritan Ministries.  A number of them have joined, and are now part of this important network.  Others still have questions.  

We are proud both to belong to and recommend Samaritan Ministries.  

If you have more questions, click here, or contact Samaritan Ministries at 888.268.4377, or email them at


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